Terms and Conditions of Sale and Use

1. Purpose and acceptance

These terms govern the use of the ProvenFunded website and the purchase of evaluation challenges offered by T And T Digital Commerce FZ-LLC (“we”, “us”). They are accepted with each purchase; the accepted version (reference 2026-09-25) is recorded with the order and sent to you by email.

The service consists of evaluating your ability to trade while complying with risk management rules, on a simulated trading account. It is neither a placement, nor an investment, nor gambling: no stake is wagered, the outcome depends solely on your compliance with rules published in advance, and no prize is shared among participants.

2. Simulated accounts

All accounts provided (challenge accounts and funded accounts) are simulated trading accounts funded with virtual money. Prices come from a market data feed, but no order is ever sent to a real market. The “capital” shown is a fictitious amount used as the basis for calculating the rules.

Challenge fees pay for the evaluation service. They are neither a deposit nor an investment, and give you no right to any capital.

3. Eligibility

The service is reserved for natural persons aged at least 18, acting on their own behalf, who provide accurate information. Each person may hold only one customer account.

The service is not offered to residents of the following countries, nor to persons subject to international sanctions: Afghanistan, American Samoa, Belarus, Cuba, Guam, Iran, Myanmar (Burma), North Korea, Northern Mariana Islands, Puerto Rico, Russia, Syria, U.S. Outlying Islands, U.S. Virgin Islands, United Arab Emirates, United States. The country of residence is declared at sign-up and can then only be changed by our customer service, on supporting evidence.

The total simulated capital held by the same person (current accounts and pending payments) may not exceed €1,000,000.

4. Order, price and payment

Before any purchase, the challenge page and the payment page present the characteristics of the service: type of challenge, simulated capital, all applicable rules (targets, loss limits, minimum number of days, duration, profit split, leverage, news and consistency rules, payout conditions) and total price.

Prices are shown in euros, all taxes included, as one-off fees with no subscription. When you pay in cryptocurrency, the amount to send is the equivalent of the euro price at the time of the order; blockchain network fees are borne by you. A promo code is applied only if it is valid at the time of the order.

The order is final when you click the “Order with obligation to pay” button and the payment is then received and confirmed. Your simulated account is then created automatically and a confirmation is sent to you by email.

5. Challenge rules

The rules of each challenge are displayed on the Challenges page and in your dashboard. The rules in force at the time of your purchase (version shown on the payment page) apply for the entire life of the account, even if they later change for new purchases.

Compliance with the rules is checked automatically by our risk engine. Reaching a loss limit or prolonged inactivity causes the account to fail; each decision is recorded with the rule concerned, the observed value, the limit and the exact time, and remains available in your dashboard. You may ask for an automated decision to be reviewed by a member of our team (see article 11).

When all phases are passed, a simulated funded account is allocated to you after approval by our team, limited to checking compliance with these terms.

6. Prohibited practices

The following practices are prohibited, because they distort the evaluation of your skills or exploit the simulated nature of the platform:

a) Account sharing: letting a third party trade on your account or using an account belonging to another person.

b) Coordinated trading between persons (copy trading): opening, from accounts belonging to different persons, positions on the same instrument, in the same direction, repeatedly and almost simultaneously, or replicating the positions of a third party.

c) Cross-hedging: repeatedly and almost simultaneously opening positions in opposite directions on the same instrument from several accounts (yours or those of other persons), or with another provider, in order to guarantee a gain on one of the accounts whatever the market movement.

d) Exploiting errors: taking advantage of a manifestly erroneous price, a delay in the price feed or a malfunction of the platform (latency arbitrage).

e) Circumventing the rules: opening several customer accounts, exceeding the simulated capital cap, providing a false identity or a false country of residence, using the service from an excluded country.

Review criteria: we review in particular positions opened less than 10 seconds apart between accounts of different persons (at least 5 times over 7 days in the same direction, or 3 times in opposite directions). These signals trigger a human review; they are never sufficient on their own for a sanction.

Consequences: a proven prohibited practice results in the gains made by the positions concerned being excluded from the calculation of rewards. In the event of a serious or repeated practice (a, b, c or e), the account concerned may be closed; the challenge fees are then retained, as the evaluation service has been provided.

Procedure: before any sanction, we inform you in writing of the alleged facts, the positions concerned and the data on which we rely. You have 15 days to submit your observations; our reasoned decision is communicated to you within the following 15 days.

7. Performance rewards (payouts)

On a simulated funded account, you may request a performance reward, calculated by applying the profit split percentage set by your account's rules to the simulated result for the period. It is not the payment of gains made on a market: no capital is invested.

A request is admissible when the conditions of your account's rules are met: time elapsed since the first funded trade and then between two requests, minimum amount, no open position, verified identity. Gains made during high-impact economic news windows and, where applicable, compliance with the consistency rule are handled as set out in those rules (consistency only defers the request; it never causes the account to fail).

When the request is made, the result for the period is withdrawn from the simulated balance. The request is then checked (compliance with the rules and these terms, identity and sanctions list checks), then paid by bank transfer or in stablecoin to an address held in your name. A rejected request is reasoned and the corresponding amount is credited back to the simulated account.

You are responsible for declaring the rewards you receive for tax purposes, in accordance with the law of your country of residence.

8. Identity verification and compliance

Before the first payout, you declare your identity (name, date of birth, address). We check your age, your country of residence and that your name does not appear on sanctions lists (United Nations, European Union, United Arab Emirates, OFAC). Supporting documents may be requested. See the compliance policy.

9. Right of withdrawal

If you are a consumer residing in the European Union, you have 14 days from the purchase to withdraw, without giving any reason, using the “Withdraw from contract here” button on the Orders page of your dashboard, or by email to [email protected].

When purchasing, you expressly request that the service begin immediately. The consequences of a withdrawal are detailed in the refund policy: full refund if no position has been opened; refund reduced by an amount proportionate to the service provided if trading has started; no right of withdrawal once the challenge phase has ended (passed or failed), the service having then been fully performed, which you acknowledge when purchasing.

10. Suspension and closure

We may suspend or close an account only in the following cases: proven prohibited practice (article 6), false identity information, residence in an excluded country, legal obligation or decision of an authority. The procedure of article 6 applies.

If we were to end the service for a reason not attributable to you, the fees corresponding to the part of the service not provided would be refunded to you.

You may stop using your account at any time and ask for your customer account to be deleted, subject to legal retention periods.

11. Complaints and review

Any complaint, including a request for human review of an automated decision, should be sent to [email protected]. We reply within 15 days.

We do not currently belong to a consumer mediation scheme. You remain free to bring the matter before the competent courts (article 14).

12. Availability and liability

We use reasonable means to ensure the availability of the platform and the accuracy of prices. An interruption caused by our own systems does not constitute force majeure; in the event of an error on our part affecting your account, we restore the situation on the basis of the recorded data.

Our liability is limited to direct and foreseeable damage resulting from a breach of our obligations. This limitation does not apply in the event of gross negligence or wilful misconduct, nor to the statutory guarantees you enjoy as a consumer, in particular the guarantee of conformity of digital services.

Neither party is liable for a failure caused by a force majeure event, within the meaning of article 1218 of the French Civil Code for French consumers (an event beyond its control, unforeseeable and irresistible).

13. Changes to the terms

These terms may change. The new version applies to purchases made after its publication. For current accounts, only minor changes or changes required by law may apply, after notification by email; you may then end the service and obtain a refund of the part not provided.

14. Governing law and disputes

These terms are governed by the law of the United Arab Emirates. If you are a consumer, you retain the benefit of the mandatory provisions of the law of your country of residence, and you may bring proceedings before the courts of your place of residence; no arbitration clause may be enforced against you.

For customers acting in a professional capacity, the courts of the company's registered office have exclusive jurisdiction.